Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can get a ride almost anywhere, making transportation more convenient than ever. Despite its convenience, risks still exist. Accidents can happen, leading to potential passenger uber & lyft accident lawsuit injuries.

This article explores what kinds of injuries are most common in Uber accidents, the process of determining fault, along with legal options for pursuing a claim.

Frequent Injuries from Uber Rides

When riding in an Uber, a wide range of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:

Neck Injuries: This neck injury is common in rear-end collisions, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.

Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.

Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.

Herniated Discs and Paralysis: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These injuries may require surgery, physical therapy, and long-term care.

Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem minor, they cause substantial pain.

Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.

Figuring Out Fault in Uber Injury Cases

Understanding who is liable in an Uber injury case is often complex. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.

The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.

Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.

Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.

Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.

What Uber’s Insurance Covers in Accidents

Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

No App Usage: If the driver is not using the Uber app, their personal insurance applies.

Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Steps in an Uber Injury Lawsuit

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.